You have an obligation for paying a debt that you legitimately owe and you should not deliberately try to avoid your obligations.
If you are experiencing financial difficulty you should contact us without delay to negotiate a repayment arrangement or time to pay your debt. You should act before your situation becomes unmanageable.
Community based financial counsellors or other qualified professionals may be able to assist you.
We recommend that you act promptly and take a realistic approach to your financial position so further action will not be required by us.
You can download the Australian Securities & Investments Commission ("ASIC") Debt Collection Guidelines below: